Professor Angela Itzikowitz is a director in ENSafrica’s Banking and Finance Department and co-heads the newly established Fintech department. She specialises in banking and financial market regulation, including finance and regulatory reform, card and related electronic payment instruments, derivatives, loan agreements, collective investment schemes, insurance and Fintech.

She has done a significant amount of work in South African Development Community (“SADC”) countries such as Uganda, Kenya and Zambia including regulatory law reform through capacity building projects. More recently, she drafted and advised on the Finance and Development Protocol for SADC in her capacity as a senior legal expert. She has also advised the World Bank on deposit insurance and bank insolvencies.

Angela has participated in a number of financial market initiatives in Asia in collaboration with colleagues from Beijing, Shanghai and Hong Kong. She also acts for a number of European banks, asset managers and investment advisors.

She has been recognised as a leading Fintech lawyer in a number of International publications including Chambers and advises banks, insurers and start-ups on the regulation of Fintech. She was recently appointed external counsel to the South African Reserve Bank’s (SARB) Intergovernmental Fintech Working Group (IFWG) and the Crypto Assets Regulatory Working Group (CAR). In her capacity as external counsel she is assisting with the drafting of the policy paper soon to be issued by the SARB and advising on the regulation of Crypto Assets.

Angela is a professor in banking and financial markets law at the University of the Witwatersrand and has been a visiting professor at a number of international universities. She also teaches short courses on Fintech and Blockchain at the University of Cape Town. She is the author of the Law of South Africa Banking and Financial Markets, (LAWSA) has co-authored a number of books and has published numerous articles in local and foreign journals.

She is a member of the Asian Institute of International Financial Law (AIFL), University of Hong Kong and has taught a course on Fintech with Professor Douglas Arner in the Asia-America Program under the aegis of the universities of Hong Kong and Duke.

She is the recipient of a number of international fellowships and awards and also sits on a number of advisory committees and company boards.

Angela has been recognised as a leading lawyer for a number of consecutive years by:


·                 Chambers Global Guide (Banking and Finance: Regulatory). Angela is the only South African Lawyer to be ranked Band 1 for both 2018 and 2019.

·                 Who’s Who Banking and FinTech (South Africa)

·                 Best Lawyers – Banking and Finance (South Africa)

Angela is fluent in English, Afrikaans and German and speaks South Sotho and Mandarin.